Renteninformation — understanding your pension letter

The Deutsche Rentenversicherung sends a forecast, not a bill. Learn what the figures mean for retirement planning.

Not a payment demand

Unlike a Bescheid, Renteninformation is informational. It estimates pension at 67 based on current Entgeltpunkte.

Gaps and top-ups

Missing years may lower projections. Voluntary contributions or retroactive payments can sometimes close gaps.

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Open Briefed — explain my letter